Money tree loan online Process- Everything you need to know about moneytree loan

To apply for a Moneytree consumer loan you will need the following:

  1. Tax identification number (Social Security Number, ITIN, Alien Registration Number)
  2. Proof of identification.
  3. Physical residence address.
  4. Proof of income.
  5. Contact phone number at which you can be reached.

Additional Questions?

  • Call Moneytree Customer Service Team at 1-800-745-1011. They are available 24 hours a day, seven days a week, or;
  • Visit a Moneytree Branch near you and speak to a Team Member.

Can I extend my loan due date on moneytree loan ?

To verify or change your payment due date, please log in to your Moneytree online account. If you don’t have an online account, and wish to set one up, please register online, call or visit any Moneytree Branch or contact our Customer Service Team at 1-800-745-1011.

Can I pay my Moneytree loan off before the due date?

Yes. You can visit any Moneytree Branch to pay off your current loan or log into your online account to make the payment. Payments in full can also be made online, or over the phone.

Can I pay off my Moneytree loan early without a penalty?

Yes. Moneytree does not charge a pre-payment penalty if you choose to pay off your loan before the loan due date.

Moneytree Inc. Home.

Does Moneytree offer a prepaid debit card?

Moneytree sells the Netspend® Visa® Prepaid Debit Card, a flexible spending option that can be used to withdraw funds at ATMs, for point-of-sale transactions and online purchases. Prepaid cards are a safe way to budget and manage cash. When you buy a Netspend card at a Moneytree Branch, there’s no fee to load or unload cash at any other Moneytree location.

Does Moneytree check my credit report as part of the loan application process?

Yes, Moneytreee make inquiries concerning credit history and standing with consumer reporting agencies for new loan applicants, and Moneytree may report information concerning your payment performance to credit reporting agencies. Applications for credit, late payments, missed payments or other defaults on your account may be reflected in your credit report.

How do I apply for a Moneytree consumer loan?

Requirements vary by product, but generally to apply for a Moneytree consumer loan you will need the following:

  • Tax identification number (Social Security Number, ITIN, Alien Registration Number)
  • Proof of identification
  • Physical residence address
  • Verifiable income
  • Contact phone number at which you can be reached
  • Open checking account (payday loan & installment loan)
  • Clear vehicle title (title loan & auto equity loan)

Due to limitations imposed by the Military Lending Act, Moneytree does not make loans to “covered borrowers,” a term which includes active duty members of the military, their spouses and dependents.

How does Moneytree work with credit counseling agencies?

Moneytree cooperates with credit counseling agencies. The National Foundation for Credit Counseling (NFCC) can help you develop a budget and negotiate reduced payment arrangements with creditors. Visit or call 1-800-388-2227 for more information.

How much does it cost to cash a check?

Moneytree cash all types of checks: payroll checks, large checks, two-party checks, insurance checks, refund checks, checks made out to your business, and more. Bring us your check and we’ll cash it for a small fee. Moneytree won’t hold your funds and you’ll leave with the cash you need. Check cashing rates vary by market, so find the check cashing rates online at your neighborhood Branch.

I applied for a payday loan online on Moneytree ; how fast will I receive my money?

After your online payday loan is approved, we’ll offer you one of three options for receiving your funds:

  1. You can go to your nearby Moneytree Branch and pick-up your cash right away
  2. If you have a prepaid debit card that you purchased at Moneytree, you can have the funds instantly deposited on your card, or
  3. You can ask us to deposit the loan proceeds into your checking account which takes 1 – 3 business days.

What other services are available at a Moneytree Branch?

  • Bill Pay: Say goodbye to writing checks and buying stamps. Fast and efficient, Moneytree offers Western Union Convenience Pay services for select billing companies and bill payment service through CheckFreePay. 
  • Money Orders: Branches sell money orders up to $1,000 dollars for less than most banks or other providers. Money orders are a safe, affordable and convenient alternative to managing a check account. Plus, money orders are always free with any check cashing or loan transaction! 
  • Wire Transfer: With a Western Union wire transfer, a Moneytree Team Member can get funds to practically anywhere in the world and ready for pick up in a snap (available at most Moneytree locations, except in Los Angeles).

What products and services does Moneytree offer?

Moneytree offers a suite of financial choices designed to meet short- and long-term money needs. Our products and services are available at over 80 retail locations. Moneytree offer check cashing and payday loans. Moneytree also offer signature loans, unsecured installment loans, title loans, and business loans. As a Western Union agent, Moneytree provides wire transfer services (available at most Moneytree locations, except in Los Angeles) and money orders.

Moneytree also offer bill pay and prepaid debit cards. Transactions are confidential, and Moneytree products and services give Customers cost-effective options. Whether you can’t wait for a check to clear, need cash for an immediate expense, or are looking for fast service,Moneytree has got you covered.

What products are available for business owners?

Moneytree provides check cashing and loan services tailored for business Customers too. 

Business owners cash their checks at Moneytree because we offer a quick and convenient check cashing option and are open extended hours including evenings and weekends. Moneytree gives companies on-the-spot cash with no holds – even for large checks. Business loans are a convenient option for business owners who need funds for supplies, to pay bills or to fund that new idea that takes their business to the next level. Business loans are offered at Moneytree Branches in IdahoNevada and WashingtonYou can also apply for a Moneytree Business Loan online.

What types of checks does Moneytree cash?

All types! Moneytree have been providing check cashing service since 1983 and Moneytree cash all types of checks. Large checks, two-party checks, unusual checks — it’s what Moneytree do. Bring them your check and Moneytree will cash it for a small fee. It’s as simple as that. Moneytree won’t hold your funds and moneytree will leave with the cash you need.

What’s a payday loan?

A payday loan is a short-term loan between today and your next payday. Customers write post-dated checks for the amount they need to borrow plus a flat fee. Flexible, fast and convenient, payday loans are a cost-effective way to avoid overdraft and other costly fees. Apply online for a payday loan in CaliforniaIdahoNevada and Washington.

What’s a signature loan?

Signature loans have all the convenience of payday loans but are available for Customers without checking accounts. Like a payday loan, signature loans provide Customers with the cash they need, right when they need it for a flat fee.

What’s a title loan?

Title loans — also called auto equity loans — allow Customers to use their vehicle title as security for a loan. Customers can qualify for loan amounts based in part on the value of their vehicles.

What’s an installment loan?

An installment loan requires no collateral, can be paid back over a period of months and may mean lower individual payments. Installment loans are offered at Moneytree Branches in ColoradoIdaho and Nevada.

Apply online for an installment loan in Idaho or Nevada.

Where are Moneytree locations?

Moneytree Branches are located throughout California (in San Diego and near Los Angeles), Colorado, Idaho, Nevada, Washington and in British Columbia, Canada. To find your neighborhood Branch, visit the Locations page

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