What is sbi credit card ifsc code


We must have heard of IFSC code while doing banking transactions. But this IFSC code of credit cards are different from the banking IFSC code. This Credit card IFSC is used exclusively only for credit card payments.

sbi credit card ifsc code

Full form of IFSC code is Indian Financial System Code, is a mandatory information .This is needed while making credit card bill payments online through NEFT.

NEFT is one of the National Electronic Funds Transfer is an electronic funds transfer system maintained by the Reserve Bank of India. Started in November 2005.

This Credit card IFSC is used exclusively only for credit card payments.

It is a 11-digit alphanumeric code .This code is used to pay SBI credit card bills online through National Electronic Funds Transfer (NEFT).

The SBI Credit Card IFSC Code is SBIN00CARDS.

The first 4 characters represents the name of the bank. The 5th character ‘zero’ is set aside for use in future. The following code ‘0CARD’ denotes the code of the branch that processes all credit card payments.

How to search for SBI Card IFSC Code


It is very easy to look up for the this code and this can be found online on the bank’s website. This information can also be obtained by calling the customer care or by visiting the nearest branch.

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All State Bank of India bank branches in India has the same credit card IFSC code.

Hence, no matter how many branches a bank hasthere will be only one IFSC code. While using NEFT to make sbi credit card payment, the credit card will have to be registered as a beneficiary. 16-digit credit card number is used as the account number,while the name on the card is the name of the account holder. The IFSC code for the same will be SBIN00CARDS.

What are the uses of SBI Credit card IFSC code


• Used to pay credit card bill through net banking via NEFT
• Used by banks to receive credit card payments without any error
• convenient and safe method of paying bills
• Useful for credit card holders with a savings account in a different bank
• Cost-effective payment

FAQ’s on SBI Cc IFSC Code


Can every SBI credit card holders pay bill through NEFT?
Ans: Yes.

how long does it take for payment confirmation?
Funds get credited to the customers credit card account in 3 hours in normal conditions.

What are other details needed to pay credit card bill other than IFSC code?
Ans:
Name of credit card holder
Address of the bank
16-digit credit card number
Name of bank, which will be ‘SBI Credit Card’


What if the wrong IFSC code is entered while paying bills?
Ans: immediately call or contact the customer care centre.


Are any charges for this service?
Ans: No. It is free

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