Get Personal Loan in Ahmedabad immediately

Personal Loan in Ahmedabad

With all major banks in the city, getting a personal loan at attractive interest rates in Ahmedabad is as easy as it gets! Ahmedabad is one of the major cities not only in Gujarat, but in India. As such, it is home to some of the biggest and best banks and financial institutions in the country. With interest rates starting from just 9.45% and flexible repayment tenures, you can avail a personal loan in Ahmedabad with utmost ease.

Personal Loan Providers in Ahmedabad

Though their is a large plethora of banks which are offering personal loan in Ahmedabad at reasonable rates. Below are list of top banks providing personal loan Ahmedabad.

Bank NameMain Branch AddressPersonal Loan Interest Rates
State Bank of India (SBI)SBI Building, Bhadra, Lal Darwaja, Ahmedabad, Gujarat 3800019.60% – 13.60%
HDFC BankAstral Tower, Navrangpura Cross Rd, Mithakhali, Navrangpura, Ahmedabad, Gujarat 38000910.25% – 17.00%
ICICI BankGr Floor, Sachet IV, Prernatirth Derasar To Anandnagar Main Road, Satellite, Ahmedabad, Gujarat 38005410.50% onwards
Axis Bank3RD EYE ONE, 2ND FLOOR, PANCHVATI CIRCLE, C G ROAD, Ahmedabad, Gujarat 38000910.25% – 21.00%
Punjab National Bank (PNB)Near J.P Farm, Ground Floor 1, 2, 3, Shree Hari Avenue, Near Ghuma Bus Stand,, Ghuma Main Road, Ghuma, Ahmedabad, Gujarat 3800588.95% – 14.00%
Bank of IndiaGandhi Rd, Dhalgarwad, Bhadra, Ahmedabad, Gujarat 380001
10.35% – 12.35%
Bank of BarodaGandhi Rd, Tankshal, Khadia, Ahmedabad, Gujarat 38000110.00% – 15.60%
Central Bank of IndiaDhiraj Avenue, Opposite Chhadawad Police Station, Ambawadi Bazar, Surendra Mangaldas Rd, Ambawadi, Ahmedabad, Gujarat 3800069.85% – 10.05%
IDBI BankGround Floor, Shop No. 8-12, New York Arcade, Opposite Inductotherm,Main Road, Bopal Rd, Bopal, Ahmedabad, Gujarat 3800589.50% – 14.00%

Personal Loan Ahmedabad Interest Rate

Interest Rates8.80% – 26.00%
Processing Fee1%-2.00% of the loan amount+GST
Pre-payment Charges3%-5.00% of the principal outstanding+GST
Repayment PeriodUpto 5 Years
Lowest EMI₹2,204-2,935 (per Lakh)

Personal Loan Ahmedabad Eligibility


Age: 21-60 Years
Income: ₹1,44,000-1,80,000 p.a.
Overall Work Experience: 2-3 Years
Work Stability with Current Employer:1 Year


Age: 24-65 Years
Income: ₹1,80,000-2,00,000 p.a.
Stability in Same Profession: 3 Years

Personal Loan Ahmedabad Calculator

Now knowing your EMIs and interest outgo is no more a hassle as you have a personal loan EMI calculator online, helping you in knowing the same in the easiest manner. Yes, that’s right! This smart, time- saving tool with its simple algorithm functions so quickly that it lets you know the exact calculations of your monthly installments within few seconds. By taking into consideration-interest rate, tenure and loan amount, this device displays the calculations in front of you, ensuring that you should know about your EMIs in the easiest manner.

Below is a table showing for your reference, showing the calculations on a loan amount of ₹2 Lakh, taken for a tenure of 5 years at an interest rate of 12% per annum.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

₹ 2,00,00012%1₹ 17,770₹ 13,237₹ 2,13,237
₹ 2,00,00012%2₹ 9415₹ 25,953₹ 2,25,953
₹ 2,00,00012%3₹ 6643₹ 39,143₹ 2,39,143
₹ 2,00,00012%4₹ 5267₹ 52,805₹ 2,52,805
₹ 2,00,00012%5₹ 4449₹ 66,933₹ 2,66,933

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

1₹ 31,058₹ 22,329₹ 1,68,941
2₹ 34,996₹ 18,390₹ 1,33,944
3₹ 39,435₹ 13,951₹ 94,509
4₹ 44,436₹ 8950₹ 50,072
5₹ 50,116₹ 3314₹ 0

Documents Required

  • Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
  • Address Proof- Utility bill/Passport/Aadhar card/Voter ID
  • Income Proof- Latest Salary Slip/ ITR/Form-16
  • Bank Statement- Last 3-6 Month Bank Statement

About Personal Loan in Ahmedabad

Worldwide known as a hub of textile industry, Ahmedabad is a city to reckown with. Apart from being a home of textile mills, this beautiful city also grabs the attention of those who are in urgent need of funds. Yes, it has a long list of renowned banks and financial companies, which are known for catering the personal needs of all be it for wedding, buying your dream car, going on a vacation or anything else for that matter.

Looking for instant funds to meet your personal needs? Well, if you are in Ahmedabad, nothing to worry as personal loan online is there for your rescue. Yes, you can avail this loan to fulfill your needs immediately as most of the lenders give fastest approval for the same. It comes to you with highest loan amount along with flexible tenures to choose from.